Can High Courts Quash Section 138 NI Act Complaints by Assessing Debt Discharge Despite Section 139 Presumption?

 

Summary

Category Data
Court Supreme Court of India
Case Number Crl.A. No.-005588-005588 – 2025
Diary Number 32336/2019
Judge Name HON’BLE MR. JUSTICE MANOJ MISRA
Bench HON’BLE MR. JUSTICE MANOJ MISRA; HON’BLE MR. JUSTICE UJJAL BHUYAN
Precedent Value Binding
Overrules / Affirms Affirms existing precedent
Type of Law Criminal (Negotiable Instruments Act)
Questions of Law Whether High Courts can quash Section 138 NI Act complaints at pre-trial by evaluating debt discharge despite the presumption under Section 139
Ratio Decidendi

While exercising inherent power under Section 482 CrPC, courts at the threshold must only examine whether the allegations and supporting materials disclose a prima facie offence under Section 138 NI Act and whether process should issue.

A roving inquiry into the purpose for which a cheque was issued is impermissible before trial because Section 139 NI Act raises a presumption that the cheque was received for the discharge of debt or liability, rebuttable only by evidence led at trial.

High Courts may quash only in cases of abuse of process or to secure ends of justice, not by assessing disputed factual questions regarding debt discharge at the pre-trial stage.

Judgments Relied Upon
  • Maruti Udyog Ltd. v. Narender, (1999) 1 SCC 113
  • Rangappa v. Sri Mohan, (2010) 11 SCC 441
  • Rajeshbhai Muljibhai Patel v. State of Gujarat, (2020) 3 SCC 794
  • Rathish Babu Unnikrishnan v. State (NCT of Delhi), (2022) 20 SCC 661
Logic / Jurisprudence / Authorities Relied Upon by the Court
  • The statutory presumption under Section 139 NI Act
  • The limited scope of Section 482 CrPC to prevent abuse of process or secure justice
  • Settled principle that disputed factual issues and rebuttal of presumptions are to be decided at trial
Facts as Summarised by the Court

The complainant supplied goods and received a cheque for ₹20,00,000 dated 04.03.2013, which bounced twice for insufficient funds.

A demand notice of 02.04.2013 elicited a denial on 08.04.2013, and no payment followed.

The magistrate summoned the drawer, but the High Court quashed the complaint holding the cheque was not issued for debt discharge.

Practical Impact

Category Impact
Binding On All subordinate courts
Persuasive For High Courts considering quashing petitions under Section 482 CrPC in NI Act cases
Follows
  • Maruti Udyog Ltd. v. Narender
  • Rangappa v. Sri Mohan
  • Rajeshbhai Muljibhai Patel v. State of Gujarat
  • Rathish Babu Unnikrishnan v. State (NCT of Delhi)

What’s New / What Lawyers Should Note

  • High Courts lack jurisdiction under Section 482 CrPC to carry out a pre-trial inquiry into whether a cheque was issued for discharge of debt when Section 139 NI Act raises a statutory presumption.
  • Rebuttal of the presumption in Section 139 is confined to the trial stage; merits cannot be tested at the threshold.
  • Section 482 power remains restricted to cases of abuse of the process of court or to secure the ends of justice.
  • Advocates for complainants should resist pre-trial quashing petitions that seek to challenge the purpose of issuance of the cheque.
  • Defendants challenging Section 138 complaints must prepare to raise factual disputes only at trial, not via quashing applications.

Summary of Legal Reasoning

  1. A quashing petition under Section 482 CrPC requires examination only of whether the complaint and annexed materials disclose a prima facie offence, not a detailed inquiry into disputed facts.
  2. The complaint in this case satisfied all ingredients of Section 138 NI Act: cheque issuance, dishonour memo, statutory notice, and non-payment.
  3. Section 139 NI Act raises a presumption that the cheque was received for discharge of debt or liability, rebuttable only by evidence at trial.
  4. The High Court erred in conducting a “roving inquiry” into whether the cheque was issued for debt discharge at the pre-trial stage, contrary to settled precedents.
  5. Reliance on Maruti Udyog, Rangappa, Rajeshbhai, and Rathish Babu underscores that factual disputes regarding debt discharge must be resolved during trial.

Arguments by the Parties

Petitioner (Complainant):

  • The High Court exceeded its jurisdiction under Section 482 CrPC by testing the debt discharge element of Section 138 NI Act at the threshold.
  • Section 139 NI Act raises a presumption of debt discharge that can only be rebutted at trial.
  • The complaint disclosed a prima facie offence and process ought to issue.

Respondent (Accused):

  • The complaint was mala fide and lacked any legally enforceable debt or liability.
  • The cheque was not issued for the discharge of any debt.
  • The High Court correctly quashed the proceedings on these facts.

Factual Background

The appellant supplied goods and received a cheque dated 04.03.2013 for ₹20,00,000, which bounced twice for insufficient funds. A demand notice was sent on 02.04.2013 and the drawer denied liability on 08.04.2013. The complainant filed a complaint under Section 138 NI Act; the magistrate summoned the accused. The High Court quashed the complaint on the ground that the cheque was not issued for discharge of liability. The Supreme Court restored the complaint, holding that the presumption under Section 139 NI Act and the prima facie nature of the offence preclude pre-trial quashing.

Statutory Analysis

  • Section 138 NI Act: Defines the offence for dishonour of cheques for insufficiency of funds, requiring presentation, dishonour memo, notice, and non-payment.
  • Section 139 NI Act: Raises a statutory presumption that a cheque drawn by the drawer and presented by the holder was issued for the discharge of debt or other liability, rebuttable only through evidence at trial.
  • Section 482 CrPC: Grants inherent powers to quash criminal proceedings to prevent abuse of process and secure ends of justice, but not to decide disputed factual issues pre-trial.

Alert Indicators

  • ✔ Precedent Followed

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