Can monthly allowances and actual tax liability be factored into the loss-of-dependency calculation under Section 166 of the Motor Vehicles Act?

 

Summary

Category Data
Court Supreme Court of India
Case Number C.A. No.-012702-012702 – 2025
Diary Number 31977/2022
Judge Name HON’BLE MR. JUSTICE MANOJ MISRA
Bench

HON’BLE MR. JUSTICE MANOJ MISRA

HON’BLE MR. JUSTICE UJJAL BHUYAN

Precedent Value Binding authority for computation of compensation in Motor Accident Claims
Overrules / Affirms Affirms and clarifies existing precedents
Type of Law Statutory interpretation under the Motor Vehicles Act, 1988
Questions of Law
  • Whether allowances and perks must be added to monthly salary in computing loss of dependency?
  • Whether income-tax deduction must reflect actual slab rates?
  • What rate of future prospects applies to a permanent public sector employee under 40?
Ratio Decidendi The Supreme Court held that (1) all allowances and perquisites forming part of the last pay-slip must be included in the “income” multiplicand, regardless of taxability; (2) any deduction for income tax must be at the actual applicable slab rate for the year of death; and (3) a 50 percent addition for future prospects applies to a permanent public sector employee aged below 40 at the time of the accident.
Judgments Relied Upon
  • National Insurance Co. Ltd. v. Indira Srivastava & Ors. (2008) 2 SCC 763
  • Vijay Kumar Rastogi v. UPSRTC, 2018 SCC OnLine SC 193
  • National Insurance Co. Ltd. v. Nalini & Ors., 2024 SCC OnLine SC 2252
  • Ranjana Prakash & Ors. v. Divisional Manager (2011) 14 SCC 639
  • Pranay Sethi & Ors. v. National Insurance Co. Ltd. (2017) 16 SCC 680
Logic / Jurisprudence / Authorities Relied Upon by the Court
  • Income for compensation must reflect real take-home and perks as per Srivastava, Rastogi, Nalini.
  • Tax deduction is permissible per Ranjana Prakash but must use the actual statutory slab.
  • Future prospects at 50 percent under Pranay Sethi for permanent public sector employees under 40.
Facts as Summarised by the Court A 27-year-old permanent engineer employed by Power Grid Corporation of India died in a 2011 motor accident. The Motor Accident Claims Tribunal awarded ₹88.20 lakh; the Patna High Court reduced it to ₹38.15 lakh by excluding allowances, applying a flat 30 percent tax deduction and 40 percent future prospects. The appeal concerns only the mode of computation.

Practical Impact

Category Impact
Binding On All subordinate courts adjudicating motor accident compensation claims under Section 166, MV Act
Persuasive For High Courts and tribunals in motor accident matters
Follows Srivastava, Rastogi, Nalini, Ranjana Prakash, Pranay Sethi

What’s New / What Lawyers Should Note

  • All allowances and perks reflected in the last pay-slip must be included in the income multiplicand, even if they may be tax-exempt.
  • Income-tax deduction is permissible but must be computed at the actual applicable slab rate for the year of death, not by flat percentages.
  • A 50 percent addition for future prospects applies to permanent public sector employees under 40, reaffirming Pranay Sethi.
  • Conventional heads (loss of filial consortium, estate, funeral expenses) are to be awarded as per the Pranay Sethi schedule for the year of accident.

Summary of Legal Reasoning

  1. Multiplier – Age of deceased (27) fixed multiplier at 17 per Sarla Verma & Pranay Sethi.
  2. Allowances as Income – Following Srivastava, Rastogi & Nalini, all salary components and allowances must be added to the multiplicand, irrespective of taxability.
  3. Income-Tax Deduction – Per Ranjana Prakash, deduction for tax is allowed but must use the actual slab rates for the relevant year (2011), not an arbitrary flat rate.
  4. Future Prospects – Public sector employee under 40 merits a 50 percent addition for future prospects, as held in Pranay Sethi.
  5. Conventional Heads – Loss of consortium, estate and funeral expenses awarded as per Pranay Sethi schedule for 2011 accidents.
  6. Result – Computed net annual income at ₹4,33,743; loss of dependency at ₹4,33,743 × 17 = ₹73,73,631; plus ₹70,000 for conventional heads; total ₹74,43,631 with 6 percent interest.

Arguments by the Parties

Petitioner (Insurance Company)

  • Allowances should be excluded based on Gestetner principles.
  • Flat 30 percent deduction towards income tax justified.

Respondent (Claimants)

  • All allowances are part of income under Srivastava, Rastogi & Nalini.
  • Any tax deduction must follow actual slab rates for the year of death.
  • Future prospects should be 50 percent for a permanent public sector employee below 40.

Factual Background

In 2011, a 27-year-old engineer employed by Power Grid Corporation of India died in a motor accident. The Motor Accident Claims Tribunal awarded ₹88.20 lakh (including allowances, 50 percent future prospects, conventional heads). On appeal, the Patna High Court reduced compensation to ₹38.15 lakh by excluding allowances, applying a flat 30 percent tax deduction and fixing future prospects at 40 percent. Liability was never in dispute. The Supreme Court entertained the insurer’s appeal to determine the correct computation methodology under Section 166, MV Act.

Statutory Analysis

  • Section 166, Motor Vehicles Act, 1988: Grants Tribunal inherent jurisdiction to award compensation for death or bodily injury.
  • Schedule II, MV Act: Prescribes multipliers based on age for calculating loss of dependency.
  • Section 140, MV Act: Interim compensation adjustment.

Alert Indicators

  • ✔ Precedent Followed – Existing law on income components, tax deduction and future prospects reaffirmed.

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